Yes, you can get a personal loan over 10 years. A personal loan is a type of loan that you can borrow for various personal purposes, such as debt consolidation, home improvement, or funding a vacation. While the typical repayment term for a personal loan is between one and five years, there are lenders who offer longer-term loans, extending up to 10 years.A personal loan over 10 years allows borrowers to have a longer repayment period, which can result in lower monthly payments.